It is important to understand that in the state of California health insurance rates are determined by the state department of insurance. This means that rates are the same no matter where you seek a health insurance policy. The difference is the level of service and ease of the application process you receive. Health insurance in California is a regulated state and we make sure to provide you with the most updated and informative information.

Our relationship with all major California health insurance carriers allow you to view up to date quotes, compare plans, and apply for the plan of your choice online in only minutes. Your application is then underwritten by the carrier you chose until an approval can be released. You are able to login and view the status of application at any given time or you may call and speak to one of our licensed health insurance specialists.

California health insurance Carriers

When purchasing California health insurance, it is essential to understand the differences between providers. Each provider offers similar products but each provider’s may specialize in one form of health insurance versus another. Below is some information that is pertinent to health insurance in California:

• Anthem Blue Cross offers a specialty health insurance plan called the “Tonik” plan. This plan comes in three different variations, a $500 dollar deductible, $1,000 deductible, and a $1,500 deductible. The higher the deductible the lower the premium. These plans are very inexpensive and are designed for ages 18-29.

• Kaiser health insurance in California is the most unique. Many people do not understand what Kaiser is. To briefly explain, Kaiser is a true HMO provider. All healthcare is to be performed in a Kaiser facility or one of it’s affiliate facilities. Kaiser takes a proactive approach as opposed to a reactive approach. They take a preventative approach to healthcare.

• Compare health insurance plans. As a consumer, you have the right to compare one plan from the other. This will guarantee that you have seen multiple options before making a decision. Not all California health insurance plans are the same. Utilize the tools available to you on this site ensure you choose the right plan for you and your family.

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At ezHealthInsuranceCA.com your best interest is our best interest. Speak to one of our health insurance specialist today about health insurance in California.

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Call us at 888-202-9441 or email us at admin@ezhealthinsuranceca.com for a free consultation.

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