HomeAbout UsContact Us

Need Assistance?

Call 888-202-9441

Short Term Insurance Plans
Short Term Insurance is the best solution for many situations. It can be purchased for up to 180 days(six months). Generally these plans are cheaper than permanent plans although they must be paid in full at the beginning of the term. Short Term Health Insurance is great for family that visit from out of the country for a set period of time under six months. Most major carriers provide short term health insurance.

Name:
 email:
Home Phone:
Day Time Phone:
Address:
City:
Zip Code :
 How did you hear about us?
What length of time do you need coverage? (Must be within 30-180 days) Days
When would like your coverage to start? MM /DD /YYYY
Applicant: DOB : MM / DD / YYYY
Spouse: DOB : MM / DD / YYYY
Child: DOB : MM / DD / YYYY
Child: DOB : MM / DD / YYYY
Child: DOB : MM / DD / YYYY
Please list any general comments, questions, or concerns here.
When Do You Need

California Short Term Health Insurance

?

By definition, California short term healthinsurance is a form of health care insurance that is meant to give you protection when you need health care within a limited time period. It is as its name suggests. This type of health insurance policy works for a period of time that is less than six months.

Given that the period of protection that California short term health insurance policies offer, is there any real need for them? The answer to this question is yes. This form of health insurance that works on a limited duration is good for people who cannot be covered by regular health insurance for that period of time.

Below are a few examples of individuals who fall under this category:

1.People in between jobs. Under the federal law called Consolidated Omnibus Budget Reconciliation Act or COBRA, people who have just been let go from their previous jobs are qualified to continue availing of the group health insurance that they were enrolled in with the company for up to 18 months. The problem is that they would have to shoulder the full cost of the health insurance premium. This makes the idea of getting health insurance on a short term basis perhaps more cost-efficient.

2.Fresh graduates. Fresh graduates who are still in the process of finding a job may not be able to rely on their parents to provide them health insurance when they are supposed to be supporting themselves. Short term health care can be a good alternative.

3.People waiting to qualify for group insurance. Employers may provide group health insurance for their employees, but that does not mean that all employees may be qualified to get it. Most employers have what is called a “waiting period”. For example, some employers require new hires to spend six months with the company before they are eligible for the company benefits. In such cases, short term health care can provide these employees protection while they wait to qualify for group insurance.

As mentioned above, what this type of insurance does is to provide health care protection for a limited time. This is to avert any financial disaster that may occur if an accident or sudden medical trouble were to happen while not enrolled in a group plan or a regular individual insurance.

For more information on what California short term health insurance is, call 888-202-9441 or email admin@ezhealthinsuranceca.com.